16259
Deposit Rate
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To help the educated unemployed youths of rural and urban areas for self-employment.To provide investment to small businessmen and entrepreneurs.
Target Group
Jobless young people/Small Trader/Small & Cottage Industries/Service Holder.
Nature of Goods / Items
Dairy / Beef Fattening / Fishery / Poultry & Duckery / Other Live Stock Farming / Workshop / Furniture / Bakery / Library / Small Restaurant / Laundry / Computer for commercial use & Training / Photostat Machine / Tailoring / Garments / Sweetmeat / Grocery / Stationery / Confectionery / Medicine / Mobile Servicing / Electrical & Electronics / Retailing of Meat / Vegetables / Fishes / Shoes / Cloths / Fruits etc.
Mode of Investment
Bai-Murabaha/Bai-Murabaha TR/Bai-Muajjal / HPSM (Considering the items)
i. Bai-Murabaha/Bai-Murabaha TR/Bai-Muajjal -Maximum 1-year &
ii. HPSM- 3-years excluding gestation period.
Rate of Return
9.00% or the rate to be determined by the Bank from time to time.
Amount of Investment
Maximum Tk. 0.30 million without collateral & up to Tk.1.00 million with collateral.
Bank's Participation
Investment equity ratio 80:20
Immovable Properties above Tk.0.30 million + Hypothication of Macineries / Lien on Liquid Securities + PG/Inv. Against PG must ensure proper supervision & follow-up to recovery in all respect.
Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Ltd.
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