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To provide power tillers, power pumps, shallow tube wells, thresher machines etc. on easy terms to unemployed rural youths for self-employment.To the farmers to help augment production in agriculture sector.
Target Group
Educated / Uneducated farmers & persons / Educated or less educated youth Farmers and individual person related to agriculture.
Nature of Goods / Items
Power Tiller, Power Pump, Deep Tube-well, Shallow Tube-well, Thresher Machine, Combined Harvester, Tractor, Rice Trans-planter, USG making machine, Drum Sedder, Weeder, Agro processing macineries & similar any other machineries equipments etc.
Mode of Investment
Bai-Muajjal / HPSM (Considering the items)
Bai-Muajjal -Maximum 1-year & HPSM Maximum 3-years.
Rate of Return
9.00% or the rate to be determined by the Bank from time to time.
Amount of Investment
Maximum Tk.0.50 million
Bank's Participation
Bank equity ratio 80:20
Hypothication on Goods + PG + Registered mortgage of Collateral / Lien of Liquid Securities. Investment up to Tk.0.10 million Against PG must ensure proper supervision & follow-up to recovery in all respect.
Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Ltd.
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