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Micro Industries Investment Scheme (MIIS)


To create wider base for industries as well as to encourage establishment of micro-industries in different areas of the country. To create potential entrepreneurs. Diversification of Bank investment port-folio.

Target Group

Engineering diploma/Degree holders/Technical persons.
 

Nature of Goods / Items

Food & Agriculture / Plastic & Rubber / Forestry & Furniture / Dairy Product Processing / Agro Based Engineering / Leather / Chemicals / Paper Product / Textiles / Recycling / Service / Electrical Accessories / Handicraft Industries / Computer Technology Industry / Manufacturing of Garments / Sewing & other machines for tailoring / all sorts of cottage industry etc.
 

Mode of Investment

Bai-Murabaha / HPSM (Considering the items)

Bai-Murabaha -Maximum 1-year & HPSM 3-years excluding gestation period.
 

Rate of Return

9.00% or the rate to be determined by the Bank from time to time.
 

Amount of Investment

Maximum Tk.1.50 million
 

Bank's Participation

Investment equity ratio 80:20

Immovable Properties above Tk.0.10 million + Hypothication / Lien of Machineries / Liquid Securities + PG / Inv. Against PG must ensure proper supervision & follow-up to recovery in all respect.

Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Limited.

Important Downloads

Interested to Investment Micro Industries Investment Scheme (MIIS)?