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Deposit Products

Islami Bank Bangladesh Limited mobilizes deposits through different types of accounts.

Deposit Products

Mudaraba Accounts

Deposit Products

Al-Wadiah Account

Islami Bank operates all accounts except Current Account under the Mudaraba principle (Profit & risk sharing) of Islamic Shari`ah. This principle offers depositors an agreed portion of business profit and assigns risk for any genuine loss. The Bank distributes a minimum 65% of its investment income among all Mudaraba accounts as per weightage. Hereby the rate of profit paid is variable. The Bank pays profit on provisional basis twice a year. After annual calculation of Final Profit, the paid amount is adjusted.


Mudaraba Savings Account (MSA)

Islami Bank operates savings accounts under the Mudaraba principle of Islamic Shariah. This principl

Mudaraba Special Savings (Pension) Account (MSSA)

Mudaraba Special Savings (Pension) Account of 5-year or 10-year term may be opened for monthly depos

Mudaraba Term Deposit Account (MTDR)

Mudaraba Term Deposit Receipt (MTDR) is a profit bearing account which offers returns by depositing

Mudaraba Monthly Profit Deposit Account (MMPDA)

Any individual may open this Account by depositing money a minimum amount of Taka 100,000/- and mult

Mudaraba Muhor Savings Account (MMSA)

As per Islamic Shariah, it is Fard for a husband to pay Muhorana to his wife. The Bank introduces th

Mudaraba Hajj Savings Account (MHSA)

Any Muslim intending to perform Hajj by bulding-up deposit in Hajj Saving Account required for meeti

Mudaraba Special Notice Account (MSNA)

Mudaraba Special Notice Deposit (MSND) is a profit bearing Mudaraba deposit suitable for frequent bu

Mudaraba Payroll Account

Mudaraba Payroll Account is an one-stop solution for the multinational, corporate and medium size o

Mudaraba Savings Bond (MSB)

Persons aged 18 years and above shall be eligible to purchase Mudaraba Savings Bond in single name o

Mudaraba NRB Savings Bond (MNSB)

The Non-Resident Bangladeshi (NRB) aged 18 years and above who have been serving abroad and his fami

Mudaraba Foreign Currency Deposit Account (MFCD)

This Account may be opened by depositing minimum US $1,000/- at designated Branches of the Bank. Ban

Students Mudaraba Savings Account (SMSA)

Student Mudaraba Savings Account (SMSA) offers minimum-cost banking services to graduation level stu

Mudaraba Farmers Savings Account (MFSA)

Islami Bank is a national pioneer in Farmer's Account. It aims at offering low cost financial se

Mudaraba Bibaho Savings

IBBL launched “Mudaraba Bibaho Savings Account (MBSA)” for the people who are planning t

Mudaraba Waqf Cash Deposit Account (MWCDA)

Mudaraba Cash Waqf provides a unique opportunity for making investment in dierent religious, educat

Mudaraba Education Savings Scheme

In Bangladesh, dreams of many students for higher education don’t come true due to lack of pro

Mudaraba Expatriate Housing Deposit Scheme (MEHDS)

Housing is one of the basic needs. Like other citizens, the expatriates desire for comfortable accom

Mudaraba Priority Savings Account

With Mudaraba Priority Savings A/c (MPSA), organizations can deposit their fund for profit (what

Mudaraba Industrial Employees Savings Account (MIESA)

Mudaraba Industry Employees Saving Account (MIESA) offers safe & secured cash maintenance for

Mudaraba School Students Savings Account

Mudaraba School Students Savings Account (MSSSA) is designed for minors aged below 18 years. It