MEHDS account operates on Mudaraba (Profit-Loss sharing) principle of Islamic Shariah. This principle offers depositors an agreed portion of business profit and assigns risk for any genuine loss.  Islami Bank distributes a minimum 65% of its investment income among all Mudaraba accounts as per weightage. Hereby the rate of profit paid is variable.

• Profit on provisional basis is paid twice a year.
• Additional amount (if any) is paid after annual calculation of Final Rate
• Advance Income Tax as per Govt rules is deducted each time of profit payment
• Excise duty may be realized as per Govt norms