Maximum 20 years including gestation period.
 

Rate of Return

9.00% (Client: 4% + Govt. Subsidy: 5%)
 

Amount of Investment

1. 5th Grade and Upper Scale (Tk.43000/- and above):
Tk.75.00 Lac (Dhaka Metropolitan City/ All City Corporation/ Divisional Headquarter)
Tk.60.00 Lac (District Sadar)
Tk.50.00 Lac (Other Area)
2. 9th Grade to 6th Grade (Tk.22000/- to Tk.35500/-):
Tk.65.00 Lac (Dhaka Metropolitan City/ All City Corporation/ Divisional Headquarter)
Tk.55.00 Lac (District Sadar)
Tk.45.00 Lac (Other Area)
3. 13th Grade to10th Grade (Tk.11000/- to Tk.16000/-):
Tk.55.00 Lac (Dhaka Metropolitan City/ All City Corporation/ Divisional Headquarter)
Tk.40.00 Lac (District Sadar)
Tk.30.00 Lac (Other Area)
4. 17th Grade to14th Grade (Tk.9000/- to Tk.10200/-):
Tk.40.00 Lac (Dhaka Metropolitan City/ All City Corporation/ Divisional Headquarter)
Tk.30.00 Lac (District Sadar)
Tk.25.00 Lac (Other Area)
5. 20th Grade to18th Grade (Tk.8250/- to Tk.8800/-):
Tk.35.00 Lac (Dhaka Metropolitan City/ All City Corporation/ Divisional Headquarter)
Tk.25.00 Lac (District Sadar)
Tk.20.00 Lac (Other Area)
 

Bank's Participation

Investment equity ratio 90:10

Minimum 21 years & Maximum 58 years.

i. Registered Mortgaged on land with building/flat with proportionate land
ii. personal guarantee of Client's spouse & adult son(s)/daughter(s) and
iii. Lien of Salary Account.
 

Applicant have to apply through Nearest Branch of the project of Islami Bank Bangladesh Limited.