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Nature of Charges

Platinum

1

Credit Limit

Tk. 300,000/-

2

Annual/ Renewal Fee

Tk. 2,500

3

Monthly Maintenance Fee

(if outstanding balance is over Tk. 100)  

Tk. 1,500

4

Late payment fee

Tk. 750

5

Excess Limit usage fee

Tk 750

6

Card Replacement Fee

Tk. 600

7

Issuance fee

Free

8

ATM/CRM Cash Withdrawal Fee

Tk. 170.00 per transaction

9

SMS Charge

Tk. 200.00 per year

10

Duplicate Statement Fee

Tk. 500

11

Fund Transfer to IBBL A/C /Cellfin/

NPSB/VISA

0.70% of Transaction Amount

12

Transfer for Funding through eCom

0.50% of the Transaction amount

13

PIN Replacement Fee

Tk. 100.

Type of Individual

Limit (up to)

Salaried Individual

3 times of Gross Salary

Self Employed/Professional

3 times of Gross Income

Business Individual/Other

2 times of Net Income

Individual secured by deposit

100% of security amount

Individual type

Income requirement

Length of service/practice

Salaried Person

Monthly Gross Salary

70,000/-

3 Months with current organization.

Self Employed Professional

Monthly Gross Income

70,000/-

1 Year  

Business person / Other

Monthly Net Income

100,000/-

1 year for IBBL investment/ account relationship;

2 Years for Other Bank account relationship

Deposit client

Term/scheme deposit balance

200,000/-

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